In Australia, the best way to check if a car, truck, or piece of machinery has a clear title (i.e., is not under finance, stolen, or written off) is by using the Personal Property Securities Register (PPSR).
Steps to Check for a Clear Title on a Vehicle or Machinery:
Get the Vehicle or Machinery Details
For cars and trucks: You’ll need the VIN (Vehicle Identification Number) or the Chassis Number.
For machinery and other equipment: You’ll need the serial number.
Download the official PPSR certificate as proof of the search.
Check the PPSR Report
If the vehicle or machinery has no security interests, it’s clear of finance.
If it shows a security interest, it means there is finance owing, and you should contact the lender before purchasing.
The report also shows if the vehicle has been written off or stolen.
Additional Checks (For Vehicles Only)
NEVDIS (National Exchange of Vehicle and Driver Information System): This is included in the PPSR search and will check if the vehicle has been written off or stolen.
State-based registration checks: You can also verify registration details via the relevant transport authority (e.g., VicRoads, Transport NSW).
Why is a PPSR Check Important?
If you buy a vehicle or machinery that still has finance owing, the lender can legally repossess it—even if you paid the seller in full. Always get a PPSR certificate before finalizing any purchase.
Would you like help interpreting a PPSR report if you’ve got one?
